Secure Your Lower Rates – SM LUXURY HOMES

5.99% and $10000 in flex cash

Do you have rate commitment issues? Don’t let that stop you from buying your dream home! Shop for your home at a rate starting from 3.99% and get lower payments at the beginning of your home loan, then secure your 30-year term at our fixed discounted rate of 5.99%.
Or take advantage of our limited-time offer and receive up to $10,000 in Flex Cash to use however you need! Put it towards closing costs, options, and more.

Rate effective as of 6/11/2025. Rate available for a limited time only for well-qualified borrowers as of 4/30/2025 with a credit score of 740 on select homes in Arkansas through lender partner. APR of 6.776% assumes a $350,000 purchase price, 360 payments, fixed rate FHA loan with 3.5% down in Arkansas included in APR. Estimated monthly payments include principal, interest, and mortgage insurance. Estimated monthly payment does not include taxes, homeowner's insurance, or HOA fees. If applicable, your payment may be greater. All borrowers are subject to property and credit approval, underwriting requirements and approval and other lender terms and conditions.
Monthly payment amounts are reduced due to being partially prepaid. This offer should not be construed as investment or mortgage advice, or a commitment to lend. Information included is for information purposes only. For actual/current terms and rate information, please contact your loan officer directly
Flex cash amount varies based on market. AR homebuyers are eligible for up to $20,000 on select homes, total amounts offered may vary